Credit Card Issuing
Key Figures
Figures are published for NAICS 522210 directly.
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Official definition
This industry comprises establishments primarily engaged in providing credit by issuing credit cards. Credit card issuance provides the funds required to purchase goods and services in return for payment of the full balance or payments on an installment basis. Credit card banks are included in this industry.
Source: US Census Bureau, 2017 NAICS Definitions. Public domain.
Which code does this activity belong in?
Establishments in credit card issuing provide funds to cardholders for purchasing goods and services, with repayment through full balance settlement or installment payments. This industry differs from sales financing, which extends credit specifically for the purchase of particular goods or services through agreements tied to those transactions. Credit card issuing also differs from other nondepository credit intermediation, which comprises cash loans and credit extensions through instruments other than credit cards, such as consumer finance loans and mortgage financing.