Direct Property & Casualty Insurance Carriers
Key Figures
Figures are published for NAICS 524126 directly.
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Official definition
This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies that protect policyholders against losses that may occur as a result of property damage or liability.
Source: US Census Bureau, 2017 NAICS Definitions. Public domain.
Illustrative examples
- Automobile insurance carriers, direct
- Malpractice insurance carriers, direct
- Fidelity insurance carriers, direct
- Mortgage guaranty insurance carriers, direct
- Homeowners’ insurance carriers, direct
- Surety insurance carriers, direct
- Liability insurance carriers, direct
Which code does this activity belong in?
Direct property and casualty insurance carriers underwrite policies protecting against losses from property damage or liability arising from specific events. These carriers are distinguished from direct title insurance carriers, which specifically protect against defects in real estate ownership or creditor interests. They differ from other direct insurance carriers, which underwrite specialized policies such as warranty, deposit, or share insurance that do not fall within property and casualty coverage.