NAICS 522291
Consumer Lending
Key Figures
Establishments
12,106
Census CBP · 2023
Employment
84,206
Census CBP · 2023
Market size
$47.6B
Census Economic Census · 2022
Figures are published for NAICS 522291 directly.
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Official definition
This U.S. industry comprises establishments primarily engaged in making unsecured cash loans to consumers.
Source: US Census Bureau, 2017 NAICS Definitions. Public domain.
Illustrative examples
- Finance companies (i.e., unsecured cash loans)
- Personal credit institutions (i.e., unsecured cash loans)
- Loan companies (i.e., consumer, personal, student, small)
- Student loan companies
Which code does this activity belong in?
Consumer lending establishments make unsecured cash loans directly to individual borrowers, whereas real estate lenders in NAICS 522292 require property as collateral for their loans. Consumer lending differs from international trade financing and secondary market financing, which serve exporters, importers, and investors in loan portfolios rather than individual consumers seeking personal credit.
VantaInsights Analysis AI-drafted
Where this sits
52 Finance and Insurance522 Credit Intermediation and Related Activities5222 Nondepository Credit Intermediation52229 Other Nondepository Credit Intermediation