Real Estate Credit
Key Figures
Figures are published for NAICS 522292 directly.
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Official definition
This U.S. industry comprises establishments primarily engaged in lending funds with real estate as collateral.
Source: US Census Bureau, 2017 NAICS Definitions. Public domain.
Illustrative examples
- Home equity credit lending
- Mortgage companies
- Mortgage banking (i.e., nondepository mortgage lending)
Which code does this activity belong in?
Real Estate Credit encompasses establishments that lend funds secured by real estate property, including mortgage companies and home equity credit lenders. This code is distinguished from Consumer Lending, which covers unsecured cash loans to individuals without collateral requirements. Real Estate Credit also differs from Secondary Market Financing, which involves buying and repackaging existing loans rather than originating new lending based on real estate collateral.