All Other Nondepository Credit Intermediation
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Official definition
This U.S. industry comprises establishments primarily engaged in providing nondepository credit (except credit card issuing, sales financing, consumer lending, real estate credit, international trade financing, and secondary market financing). Examples of types of lending in this industry are short-term inventory credit, agricultural lending (except real estate and sales financing), and consumer cash lending secured by personal property.
Source: US Census Bureau, 2017 NAICS Definitions. Public domain.
Illustrative examples
- Commodity Credit Corporation
- Morris Plans (i.e., known as), nondepository
- Factoring accounts receivable
- Pawnshops
- Industrial banks (i.e., known as), nondepository
Which code does this activity belong in?
Code 522298 covers nondepository credit intermediaries that do not fall within the specialized lending categories of consumer lending, real estate credit, international trade financing, or secondary market financing. Establishments making unsecured cash loans to consumers are classified in Consumer Lending, while those lending funds secured by real estate belong in Real Estate Credit. International Trade Financing covers lenders serving exporters and importers, and Secondary Market Financing covers entities that buy and repackage loans for resale. Code 522298 includes pawnshops, agricultural lenders, factoring companies, and providers of short-term inventory credit.