NAICS 56145

Credit Bureaus

Key Figures

Establishments
408
Census CBP · 2023
Employment
26,469
Census CBP · 2023
Market size
$14.7B
Census Economic Census · 2022

Figures are published for NAICS 56145 directly.

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Official definition

This industry comprises establishments primarily engaged in compiling information, such as credit and employment histories, and providing the information to financial institutions, retailers, and others who have a need to evaluate the creditworthiness of individuals and businesses.

Source: US Census Bureau, 2017 NAICS Definitions. Public domain. Census publishes this definition under NAICS 561450, the only detailed industry in this group.

Illustrative examples

  • Credit agencies
  • Credit rating services
  • Credit investigation services
  • Credit reporting bureaus

Which code does this activity belong in?

Credit bureaus compile and provide credit and employment histories and related creditworthiness information to financial institutions, retailers, and other evaluators. This activity is distinct from debt collection services classified in Collection Agencies, which pursue payment of existing debts, and from the broader category of Other Business Support Services, which covers miscellaneous business support functions beyond credit reporting. Credit bureaus also differ from Business Service Centers, which handle mail services and document copying rather than credit investigation and reporting.

VantaInsights Analysis AI-drafted

Written for NAICS 561450, the only detailed industry in this group.

Where this sits

Related classifications